Simple ways to save BIG at your favorite stores
Where the deals are hiding at each store and how to find them.
6. Walmart
Credit cards can be risky things, but when properly, they are a great way to save money over time. Walmart offers two credit cards: the Walmart Discover and the Walmart credit card.
The benefits of the Walmart Discover Card include:
- 1 percent cash back on all purchases
- Discounts on gas purchases at participating Walmart stores
- Free FICO score reporting on your monthly statement
- No annual fee
- Cash advances options and fraud protection
The regular Walmart credit card offers all the same benefits, just without the added 1 percent cash back. If you're planning on using Walmart as your primary shopping center, it might be a good idea to look into getting one of these cards solely for purchases from the store.
Walmart's famous Rollback deals are one of the best ways to save money online when shopping for retail goods. Walmart has a continuous process in which older items and discontinued product lines are sold off cheaply. Walmart also offers an online savings center, which lists all the ongoing deals on the website and contains coupon codes.
Walmart is filled with heavily discounted items. The use of a Walmart credit card can help cut these prices even more, and browsing the extensive collection of items on Rollback will help you save even more money when shopping online.
7. Overstock.com
Overstock.com provides wholesale goods at greatly discounted prices. The company provides surplus products and returned merchandise at low prices and is a great resource for cheap goods. Overstock.com also has ongoing sales, with products often marked down over 30 percent.
Not only are the goods already substantially cheaper than one can find in a brick-and-mortar store, but Overstock.com offers regular sales on many items. During the summer, the company is offering up to 35 percent off area rugs, 10 percent lamps and lighting fixtures and up to 50 percent off home improvement products like new faucets and kitchen essentials.
Overstock really shines when it comes to its liquidation sales. Discounts range up to an astonishing 65 percent, and sales include a vast array of items that range from designer home furniture collections to electronics, jewelry, bedding and everything in between.
8. Amazon
Amazon is a staple when it comes to shopping for products online. An online marketplace filled to the brim with a vast array of items, Amazon is guaranteed to have the product you need at a price that is sure to impress.
Amazon's Gold Box Deals, Lightning Deals and Daily Deals offer a wide range of products at discounted prices. Lightning Deals allow shoppers to claim an item put up at a heavily discounted price. Sellers offer a limited number of these deals, and shoppers must claim it soon in order to get the discount. The Deal of the Day is a selected, popular item that Amazon marks down heavily, usually 50 to 70 percent off the sticker price.
The Amazon credit card is an excellent way to make large purchases and save money. Amazon credit cards offer an instant 3 percent cash back on all Amazon purchases, 2 percent off purchases at gas stations and 1 percent off all other purchases. Every purchase nets the buyer a certain number of Amazon Reward Points, which can then be redeemed for cash back. Used responsibly and paid in full every month, the Amazon store card is an excellent way to save money when shopping for retail goods online.
Conclusion
Responsible use of store credit cards will save money and earn reward points. Using on-site sales centers and catalogs is a great way to find discount retail items, and visiting wholesale discount stores like Overstock, Walmart and Amazon will ensure that you are paying the cheapest price around for a quality product.